New Episode: Consumer Confidence Craters, Layoffs Spike, Silver Gets Upgraded
This week’s episode of The Crest Report may be one of the most important market breakdowns of the year — and if you’re watching your retirement accounts with a cautious eye, you’ll understand why. Across the economy, the warning signs are stacking up fast: Consumer confidence has collapsed to a 3-year low. Tech stocks are […]
Gold IRA Pros and Cons: Is Precious Metals Investing Right for You?
A Gold IRA offers investors a tax-advantaged way to protect wealth using physical precious metals — but is it the right move for your retirement plan? With market volatility, inflation pressures, and global uncertainty rising, many Americans are exploring Gold IRAs as a way to safeguard their purchasing power. In this guide, we break down […]
When Markets Echo 1999: Why Gold May Be the Smart Move Now
Markets Feel Like 1999 Again — And Gold Is Back in Focus The U.S. equity rally has the hallmarks of a late-cycle surge. Billionaire hedge-fund manager Paul Tudor Jones recently said the current setup reminds him of the run-up to the dot-com peak, when optimism persisted right until it didn’t. For investors thinking about durability […]
The Crest Report: What America’s Wealth Shift Means for the Future of Gold
As inflation pressures mount and Washington racks up record debt, a growing number of Americans are quietly rethinking their definition of “safe money.” That’s the focus of The Crest Report, a new podcast on the GoldenCrest Metals YouTube Channel, where radio veteran Tim Conway Jr. sits down with Rich Jacoby, founder of GoldenCrest Metals, to […]
Gold IRA Performance: How Precious Metals Have Protected Wealth Through History
For centuries, gold has done what paper currencies and markets often fail to do — preserve purchasing power. From ancient empires to modern economies, gold remains the ultimate store of value during times of inflation, political instability, and market volatility. In today’s uncertain financial landscape, many investors are turning to a Gold IRA to hedge […]
Silver Above $50: What’s Next for Investors
In a historic move for the precious-metals market, silver above $50 has officially become reality — the first time in more than four decades the metal has reached this milestone. The rally has sparked global investor interest and raised questions about whether this is a temporary surge or the beginning of a new long-term bull […]
Are Gold IRAs Tax-Deductible? What Every Investor Needs to Know
Investors often wonder: Are Gold IRAs tax-deductible? The short answer is: it depends on how your IRA is structured, your income, and whether contributions are made to a traditional or Roth IRA. In this guide, we explain the tax rules, limitations, and strategies you should understand before opening a gold-backed IRA. 1. Understanding Gold IRAs […]
Over-50’s to Lose a Key 401(k) Tax Break as Congress Closes Loophole
Big changes are coming to 401(k) catch-up contributions in 2026, and older high-income workers could be hit hardest. Starting that year, Americans over 50 earning more than $145,000 from a single employer will no longer be allowed to make pretax catch-up contributions to their 401(k). Instead, those extra savings must go into Roth accounts — […]
Gold IRA vs. Traditional IRA: Which Retirement Account Is Right for You?
Choosing the right retirement account can feel overwhelming. One of the most common debates is Gold IRA vs. Traditional IRA. Both accounts help you save for retirement with tax benefits, but they work in very different ways. A Traditional IRA focuses on stocks, bonds, and funds. A Gold IRA allows you to hold physical gold […]
IRA Rollovers: Gold Beats Bonds in Morgan Stanley CIO Plan
IRA Rollovers and the New Portfolio Mix IRA Rollovers are a critical step for anyone protecting retirement savings. For decades, the 60/40 portfolio—60% stocks and 40% bonds—was the standard. But markets have changed. Morgan Stanley Chief Investment Officer Mike Wilson now recommends a 60/20/20 portfolio: 60% equities 20% bonds 20% gold This new balance highlights […]